Renting an HDB flat is the most affordable type of accommodation in Singapore and if you are a foreigner, you may enjoy a myriad of amenities most HDB towns have to offer that is much cheaper than what you may find in shopping malls in the city. My favourite part about staying in an HDB estate would be the convenience it brings when it comes to finding amazing local food. If you are intending to rent out an HDB Flat, do look at my guide on “How To Rent Out You HDB Flat In Singapore”


HDB Median Rental Prices in 2019

*Do note that the transaction data presented were based on the time when this post was written. (Around the end of 2019)

Median HDB Rental Prices in Q3′ 2019

Top 5 Cheapest HDB Towns for Rent in Singapore  

1. Woodlands

The existing Woodlands Town Garden will be upgraded and expanded to become a new ‘Discovery Playground’. Source: HDB

Woodlands is a town buzzing with activity, with the Woodlands Civic Centre as a one-stop service centre to serve the administrative needs of residents living in the north. The place also houses the Woodlands Regional Library, one of the largest neighbourhood libraries in Singapore. Other developments include Causeway Point Shopping Centre, Republic Polytechnic, Innova Junior College, and the Singapore Sports School.

If you are looking to rent a 3-Bedroom apartment in Woodlands, I would recommend focusing your search around 35X,36X Woodlands Ave 5 and 51X,50X Woodlands Dr 14. For around $1700-1800, you can get a 1000-1100sqft house with 3 Bedroom and 2 bathroom

Woodlands HDB Estate Map.Source: Streetdirectory

Close to Woodlands MRT and Causeway Point Shopping Mall will provide you with the best convenience that is available in Woodlands HDB Town.


2. Bukit Panjang

The town name means ‘long stretches of hills’ in Malay, and true to its name, the town is lush with abundant greenery. Source: HDB

Bukit Panjang is a suburban town in western Singapore. Bukit Panjang Plaza is the largest shopping mall that is located in the heart of Bukit Panjang town and is near Bukit Panjang MRT Station and Bus Interchange. Other notable developments include four smaller neighbourhood shopping malls equipped with hawker centres, supermarkets, and other basic shops to meet the basic necessities of the residents. These include Junction 10 Shopping Centre, Fajar Shopping Centre, Greenridge Shopping Centre, and the Bangkit Shopping Centre. 

Hillion Mall the first mixed-use development in the West of Singapore to integrate a retail mall, residential living, bus interchange and both MRT and LRT station


Hillion Mall is located on top of Bukit Panjang LRT and it is the latest mall in the area. Staying close to this will allow unlimited connectivity regardless if you take the bus or train. The mall is also host to a plethora of retail and dining options.

If you are looking to rent a 3-Bedroom apartment in Bukit Panjang area, I would advise viewing around Teck Whye Lane and Jalan Teck Whye. For around $1700-1800, you can get an 800 or 1100sqft house with 3 Bedroom and 2 bathrooms.

Bukit Panjang HDB Estate Map.Source: Streetdirectory

3. Choa Chu Kang


Originally a kampung, the area has been rapidly developed under the ambition of the Housing and Development Board, to transform it into a modern township.


Chua Chu Kang (CCK) is a residential town located at the north-westernmost point of the West Region of Singapore. Choa Chu Kang Town Centre is well-served by Choa Chu Kang MRT, LRT Stations and Choa Chu Kang Bus Interchange, It is also easily accessible through Kranji Expressway. CCK offers a wide variety of products and services for residents. One of the attractions of Choa Chu Kang Town Centre is Lot One Shopping Mall, where the library and cinema are located. 

Lot One Shoppers’ Mall is a shopping mall

If you are looking to rent a 3-Bedroom apartment in Choa Chu Kang area, I think Choa Chu Kang Central and Choa Chu Kang Loop area. For around $1800-1900, you can get a 1100sqft house with 3 Bedroom and 2 bathrooms.

Choa Chu Kang HDB Estate Map.Source: Streetdirectory

4. Yishun

Yishun is an HDB town located in the northeastern corner of the North Region of Singapore. Although Yishun has a fair share of crazy stories from cat killings and numerous murders and suicides, It is still a functioning residential town with plenty of amenities. It is also close to several serene nature spots such as LowerSeletar Reservoir Park and Yishun Park.


Yishun, formerly known as Nee Soon, is a residential town located in the northeastern corner of the North Region of Singapore,

Yishun Town Centre is located near Yishun Bus Interchange and Yishun MRT Station. The town centre offers a wide range of merchandise, meeting personal and household needs. There are also many popular eating outlets serving sumptuous food. There are notable developments such as Northpoint City, Junction Nine and the latest retail destination in Yishun, Wisteria Mall

Wisteria Mall is the only heartland mall in the southern part of a mature Yishun estate, it is poised to attract crowds with its great mix of dining and service establishments, including a supermarket and food court.

Northpoint City is the first major suburban shopping mall in Singapore and is the largest shopping complex in Yishun. It is also integrated with Northpoint Shopping Centre and the Bus Interchange.

If you are looking to rent a 3-Bedroom apartment in Yishun. I will recommend looking at Yishun Ave 5 and Yishun St 71,72 area. For around $1800-1900, you can get a 1100sqft house with 3 Bedroom and 2 bathrooms.

Yishun HDB Estate Map.Source: Streetdirectory

5. Sembawang


Sembawang is an HDB town located in the northern region of Singapore. Despite the relatively large industrial developments in the Sembawang, the area remains largely suburban, with recreational facilities at its periphery. There is plenty of amenities including Sembawang Shopping Centre, Canberra Plaza and Sun Plaza next to the Sembawang MRT Station.


Sun Plaza is a mixed-used development located along Sembawang Drive in the heart of Sembawang

Sun Plaza is located between Sembawang MRT Station and Bus Interchange. It is one of the two shopping malls in Sembawang, serving the needs of the local residents.

Sembawang HDB Estate Map.Source: Streetdirectory

If you are looking to rent a 3-Bedroom apartment in Sembawang, I will recommend looking at Admiralty Drive area. For around $1800-1900, you can get a 1100sqft or 1400sqft house with 3 Bedroom and 2 bathrooms.

Why You Should Consider Renting Cheaper HDB Estates?

Singapore is widely renowned as an exceptionally expensive city to live, especially when it comes to the price of cars and properties. The savings from renting at suburban areas that are little further than the town can be cost-effective if you have proper planning. Travelling is made easier when you choose to live close to MRT stations as the train system in Singapore is rather extensive. Here are some ways you can manage your rental without breaking the bank.


1. Be The Main Tenant

The price difference between a 2-bedroom and 3-bedroom unit typically does not increase exponentially. What this entails is that you may consider renting an entire apartment with like-minded tenants instead of renting single bedrooms. With the whole apartment, you are free to use the entire house including the living and kitchen area. For example, an average Master bedroom might cost you $800 to rent but an entire apartment can go for around $1800 which means if you can find other tenants to rent the other available bedrooms at $600, you can save more and also enjoy using the entire apartment.

2. Consider further locations

Location almost directly affects property prices, both for purchase and rental. Depending on individual needs, staying right in town may be best for those who work near the Central Business District (CBD) or wants to be able to walk to places of interests in the city. However, it may not be suitable for someone who enjoys the outdoors with not much reason to stay so close to the city. Public transportation in Singapore is quite affordable and accessible so it really boils down to what do you prioritize more.

3. Look for a fair deal

Before you sign on the dotted line, it is of utmost importance to understand the clauses in your tenancy agreement. This includes the miscellaneous fees such as

  • Stamp fees
  • Air-con servicing cost 
  • Number of air-con servicing intervals
  • Early termination fees
  • Professional cleaning fees
  • Maintenance fees (if applicable)

💡 Pro tip: Before concluding a deal, it is important to look through thoroughly who is responsible for the different costs. This is why if you are still clueless about what are the hidden costs that may affect you, always speak with a property agent who is surely more familiar.

Do look at my guide on “What is a Letter Of Intent” for an easily digestible guide to understand more about how tenancy contracts in Singapore work.

Are you looking to rent an HDB but do not know the procedures or where is suitable? Contact our team at Lovelyhomes. We have a solution for you!

Our team at Lovelyhomes is committed to assisting homeowners and tenants with all their real estate needs, we are dedicated to providing you with the highest level of service as we value you, our lovely clients!




Eugene Koh +65 90405508

Your friendly real estate consultant. Love to give constructive advice to your next property purchase/sale 
While every reasonable care has been taken in preparing this website, the agents cannot be held responsible for any inaccuracies or omissions. Visual representations, illustrations, photographs, art renderings, and other graphic representations and references are intended to portray only the artist’s impressions of the development and cannot be regarded as a representation of fact. All information, specifications, renderings, visual representations and plans are correct at the time of publication and are subject to change as may be required by us and/or the competent authorities and shall not form part of any offer or contract nor constitute any warranty by us and shall not be regarded as statements or representations of fact. All facts are subject to amendments as directed and/or approved by the authorities.